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For many years, Utah has provided a great regulatory environment for high-interest loan providers.

A Utah lawmaker has proposed a bill to end lenders that are high-interest seizing bail cash from borrowers that don’t repay their loans. The balance, introduced when you look at the state’s House of Representatives this week, arrived in response up to a ProPublica research in December. The content revealed that payday loan providers as well as other loan that is high-interest regularly sue borrowers in Utah’s little claims courts and simply take the bail cash of the that are arrested, and often jailed, for lacking a hearing.

Rep. Brad Daw, a Republican, whom authored the bill that is new stated he had been “aghast” after reading the article. “This has the scent of debtors jail,” he stated. “People were outraged.”

Debtors prisons had been prohibited by Congress in 1833. But ProPublica’s article indicated that, in Utah, debtors can be arrested for still lacking court hearings required by creditors. Utah has provided a great climate that is regulatory high-interest loan providers. It’s certainly one of only six states where there are not any rate of interest caps regulating loans that are payday. A year ago, an average of, payday loan providers in Utah charged yearly portion prices of 652%. This article showed exactly exactly how, in Utah, such prices frequently trap borrowers in a period of financial obligation.

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