KAREN ROWLINGSON
* School of Social Policy, University of Birmingham, Edgbaston, Birmingham, B15 2TT, e-mail: ku.ca.mahb@nosgnilwoR.K
LINDSEY APPLEYARD
** Centre for company in Society, Coventry University, Priory Street, Coventry, CV1 5FB, e-mail: ku.ca.yrtnevoc@3111ca
JODI GARDNER
*** Corpus Christi university, Merton Street, Oxford, OX1 4JF, e-mail: ku.ca.xo.ccc@rendrag.idoj
Abstract
Concern in regards to the use that is increasing of financing led great britain’s Financial Conduct Authority to introduce landmark reforms in 2014/15. This paper presents a more nuanced picture based on a theoretically-informed analysis of the growth and nature of payday lending combined with original and rigorous qualitative interviews with customers while these reforms have generally been welcomed as a way of curbing вЂextortionate’ and вЂpredatory’ lending. 继续阅读