Once we will be the lender-finder, Monzi will likely not conduct a credit check up on the job ourselves. Nonetheless, the lending company we pair you with may conduct a credit check.
From being approved, you should still consider applying if you are concerned your credit score will disqualify you. Why? Well, Monzi employs the most recent in safe-banking technology, permitting us to pass through on information to loan providers. This, then, permits them to consider more than simply your credit rating.
How can they are doing this? You’ll notice during our application process, we’ll request you to offer your internet banking credentials. Don’t stress, that isn’t anything dodgy. Quite simply, we do that so we can buy a read-only content of one’s bank statements.
This, in change, permits lenders we make use of to have a far better comprehension of your relationship with cash. 继续阅读